http://www.debtconsolidationnation.com/debt-consolidation/free-debt-consolidation-services.html Free debt consolidation services: Are they really free? Learn more about free debt consolidation services here. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 No Such Thing as a Free Lunch You may or may not have heard of free debt consolidation services. If you have, you might be wondering if it's really free. Well, we can help you out. It's not. But does that make it bad? No. Usually, free debt consolidation services offer some portion of their service for free. It's an introductory offer much like gyms do in January to increase membership. Usually free debt consolidation services offer one of the following things for free: Your initial consultation Your first month's fees Free credit counseling Although one of these things might be free, you will still have to pay a small fee. But the beauty of free debt consolidation services is that the monthly fee is usually affordable. So there really is some value there. Not that regular debt consolidation services charge high fees--it's just that free debt consolidation services might charge slightly lower fees. And don't worry--just because you're paying less doesn't mean you're getting a lower quality debt consolidation program. If you've chosen your deb consolidation company wisely, free or not, you will get a good program and get out of debt in about five years. Sat, 26 Jul 2008 15:00:00 EDT