http://www.debtconsolidationnation.com/debt-free/debt-free-plans.html Debt free plans are the only way to go when you are facing mounting debt. Find out some of the most effective debt free plans available today. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 The folks at Debt Consolidation Nation are still your gateway to financial freedom.How? Because we offer only the best and most recent information on debt and debt free plans. Pay close attention, because we are going to thoroughly discuss several debt free plans that could make a huge difference in your financial future. Premiere Debt Free Plans The most important thing you need to effectively eliminate your debt is the advice and expertise of a trained and certified debt specialist. Nine time out of ten, they are going to refer back to one of the following debt free plans: Debt Settlement - Allows you to pay off your debts at 30-50 cents on the dollar. Generally, you have to have the money all at once, but some debt management companies will give you one to three years to pay it off. Debt Consolidation - A involves negotiation to get your unsecured debt balances and interest rates lowered. Then the new, lower balances are combined and you make one monthly payment to the debt consolidation company, which they distribute among your creditors. Debt Consolidation Loan - A loan given to you to pay off your unsecured debts. You pay off your unsecured debts immediately, but you still have the loan to pay back. The benefit is that the interest rate on the loan is so much lower (generally half of what you're paying now) and you can have it paid off in five years or less. Now, while there are many other plans to help keep you debt free, the aforementioned three are the heaviest hitters in the debt relief industry. Well, it also depends on your particular circumstances. Join the rest of us living in debt free America, and get yourself some professional help today. Sat, 26 Jul 2008 15:00:00 EDT